Susu philosophy from ancient African culture is a collaborative way of pooling resources for community development

The effect at a time was that economic disparity and the wealth gap in those African societies was very narrow.

At the minimum, every productive member of the society had access to a quality of life which was not very far from what those at the highest echelons of society enjoyed.


The Susu philosophy promotes a unique type of cooperative economic system that provides for the individual using the resources of the group.

When translated into the modern times it becomes a system through which the latent resources in a community, particularly financial resources, can be harnessed for the economic transformation of the individuals and the whole community simultaneously.


This philosophy if re-discovered would be very relevant to Africa which is the least developed continent in the world and which also has a very high number of economic migrants.

The correlation between poor economic development and migration from Africa is the lack of capital investment in Africa, and the fact that the greater proportion of capital investment in Africa has been for extractive purposes.

Susu can liberate Africa financially 

The effects of the orientation of the current global financial systems have been to keep Africa dependent on world markets as a producer of labour and materials, and a consumer of products.

A Susu system can enable African communities as well as communities in other underdeveloped parts of the world to use their own resources to develop and build up their communities without depending on the current institutionalised financial systems.

Susumi understands that this cannot happen overnight, however if the Susu system which comes naturally to Africans gains wider adoption and practice via the Decentralised Susu Crowdfunding System then the movement can begin.